First check with your insurance company that covers your vehicle at home to see if your existing coverage might also cover rental cars.....ogo
Or check your credit card.
I always just take my insurance card with me, I'm covered for any car I drive legally. I've discovered that CC's don't cover SUV's and larger vehicles.
Yes if you have regular car insurance check w/ your agent first for liability & car damage. If so bring your insurance card with you. Many travel credit cards such as United Explorer include car damage/loss. It will be most expensive at the rental counter & can easily double your daily cost.
I was wondering the same thing. I normally don't take the insurance, but after reading about the high incidences of car windows being smashed, I am considering it just so I don't have to deal with my insurance company if it does happen.
mamma where did you see that ?
pkc12 - be careful and your windows are very unlikely to get smashed. I sure would not pay the outrageous rates the car rental charges to cover a broken window.
My Hawaiian Airlines World Elite Mastercard includes CDW coverage for SUVs.
Agree about the credit card coverage. Almost (except the high-end cards) all of the credit cards that say they provide car insurance don't provide all the coverage you need. Car insurance coverage is very confusing and they know it. Often leading people to rent a car believing they have full protection when they don't.
Talk to your insurance rep back home and let them go over your credit card limits so you know exactly what you really have. I also bring a copy of my policy from home and waive the rental car insurance.
We were hit by an uninsured driver a while back and our Visa card paid the whole bill.
Also, if broken windows is what you’re most concerned about, check if this particular hazard is covered... some do and some don’t (this goes for your own private plan, credit card, or even through the rental agency’s plan.)