Contemplating a longer stay of several months in Nha Trang, I am wondering what the best options are for a bank card issued from a U.S. bank. It looks like the Schwab bank card would be a good option as there are no charges whatsoever and all foreign owner ATM fees are reimbursed.
So I have two questions:
1. Has anyone used this card in Nha Trang or Vietnam?
2. Is the pin associated with this card 4 or 6 digits?
My Bank of America ATM card requires a 4-digit pin, and even though I preauthorized its use for the last trip to Vietnam, I could not get it to work using my 4-digit pin or even with the 4-digit pin and padding a couple 0's after the 4 digits. After returning home, nobody at B of A could tell me why the card wouldn't work and they did recognize that is was authorized for use in Vietnam during my last visit.
I don't want to deal with travelers checks or carrying a lot of cash. Thanks in advance.