My husband and I will be on the island beginning next Wednesday for a week, staying at Myett's. We've been planning to rent a vehicle, and it was recommended that we use Dede's. I've been scouring the forums for people's experiences with adding the insurance coverage, but there is not much to find. There is the cheaper option for about $9 but with a $1500 deductible, and there's also the $20 a day option for full coverage. That is on top of what I think will be $470 plus the 8% tax. What is your experience with this - is it worth it to get the more expensive coverage? Any guidance and feedback is greatly appreciated!