I suppose I should declare an interest before I start: we absolutely loved every last brick of Dubrovnik and its smily, helpful people and had only decided to visit Montenegro "because it was there" & so cross off another country on my 'to visit' list.
First the good bit: the scenery is truly stunning. I had poo pooed the talk of "fjords" in the guidebook - but my goodness, I take it all back: the lakes & mountains ARE magnificent and with very little traffic & tiny roads, it is possible to take one's time & drink it all in.
Eurocafe 33 had been very strongly recommended in one of the guidebooks we were using ; mainly, it seemed, on the basis that it's owner had once been the goalkeeper of the Montenegrin national football team and in any event, there seemed to be very little other accommodation available locally.
Driving past the Old Town of Kotor and into the twentieth century part, I was quickly reminded of my first visit to Moscow in the late 1970's - scruffy, broken buildings, unsmiling people and a sort of overarching grey unloveliness that seriously dampened our spirits.
Our mood was not improved by our first view of Eurocafe 33. The first surprise was that it was not a cafe at all, but a fairly unattractive nineteenth century building, which had clearly not seen a lick of paint for some years. We were met by the owners' daughter, who artlessly explained that they did not, in fact own the ground floor of the building. She spoke excellent English, having lived in Scotland for some years whilst her father played for a football team there.
May was clearly the start of their season. There was no-one else staying in the b&b & no sign of any recent occupation. We walked up an old dank stone staircase & then she opened the door . I have never been in an unlovelier place. To say that the absolute bare minimum had been spent, is almost to overstate the quality of what was on offer. A large living room had lovely views of the lake - but the only furniture was a cheap table for 4 and matching chairs and a TV. No curtains at the windows, no balcony, no sofas or armchairs in which to relax, no helpful information or leaflets on the local area- absolutely nothing.
As I was travelling with my 23 year old niece, we had asked for a room with 2 single beds: it turned out that they had no such room.The daughter had to unlock each room in turn to show them to us, and then re-locked them afterwards.
The single rooms had all the appeal of dungeons, no views & contained a bed and a side table. The double room had a lake view, a double bed and a wardrobe, with just enough room to pass between them, together with lots of noise from the busy road outside - no bedside tables, lamps -nada. The only bathroom, which was shared by all the rooms, looked as if all of the electrical work and plumbing had been done by the goalkeeper and would undoubtedly have been failed as fit for purpose in the UK.The towels were so tiny, they were more like hand towels than bath towels. Outside, on the other side of the road, the lake 'platform' belonging to the b&b had fantastic views, but with filthy seating and mouldy astroturf.
My niece, who is not a fussy person, said she was not prepared to stay in a single dungeon on her own, so asked if we could share the double room & therefore the bed. We took a walk to old Kotor, and my impression of the area surrounding Eurocafe 33 was confirmed. Large numbers of buildings were completely derelict, having no further purpose once the old Communist regime had departed. The police station had stained curtains falling off the windows.The streets were filthy; an entire lakeside hotel, which looked no more then 30 years old was empty, vandalised, with some of the doors clearly having been stolen. Old Kotor, a tiny shadow of Dubrovnik, was packed with cruise tourists, all milling round for somewhere to go as almost all the shops appeared to be closed or selling ironmongery. With only one exception, shop & cafe staff were all unsmiling, uninterested and unmotivated.
The sum total of all this was that we decided to cut short our visit, on the basis that holidays should be enjoyed, and return to Dubrovnik.
The following morning, Mine Hostess arrived as we were eating our, bought in, breakfast. She immediately demanded to know why we were cutting short our visit. I unwisely explained that we had found Dubrovnik & the Croatians more empathetic. At this, she went absolutely ballistic, said no-one had ever before said to her that Montenegrins were anything other than charming, happy people. She then stood over us whilst we packed our bags, almost refused permission for us to leave the car outside the house while we went for a walk, and was glaring out of the window on our return.
I could therefore only recommend Eurocafe 33 to visitors who see holidays as something to be endured rather than enjoyed.

We stayed here last week and it was perfect for what we needed. It's not especially fancy but the rooms are clean, there's the option to self cater and the owners are very friendly and helpful. The private 'beach' area is also really lovely. It's about a 15-20 minute walk outside of Kotor which is actually a really good thing as, whilst Kotor is quiet by day, every bar blasts techno/electro at high volume by night; so staying in or near the Old Town would probably drive you slightly mental.

Decent place located about 20-30min walk from the center of Kotor. The family is nice and welcoming. I normally stay at hostels and B&Bs, but this place felt like you were staying at your aunt's house. You get a small room (but good enough) with one window on the roof. The place is clean and the bathrooms are adequate. There is WiFi, but it's only reachable at the 'outside' private beach. By the way, the 'beach' is more like a concrete patio that they owners have. The area is nice to relax, but the family is always out there, so it's hard to feel like you're not being watched at all times. In the end, I'd probably stay elsewhere with a bit more privacy.

Located in Muo at about a 20 minute walk outside of the walled city of Kotor, this place is basically a homestay. Very simple, but cozy. The private stone "beach" in front of the house is perfect for relaxing and appreciating the breathtaking view of seemingly painted backdrop of the mountains by day and the lighted fortress by night. I don't recommend it for the budget traveler as the price was a quite expensive for what it offers. Nothing of its kind around the area, though, which in that sense makes it hard to beat.