In November 2005 I reserved a 2 bedroom cottage for a surprise family vacation over New Year's, at Higgins Landing. I also purchased 4 non-refundable airline tickets to Exuma. From the date of my reservation, the balance was due just (3) days later. However, at the time I arranged the details of the reservation with the hotel's owner, this was not communicated. When the hotel tried to draw the balance from the same credit card they had used for the deposit 3 days earlier, it exceeded my card's limit. Rather than clearly explain what happened, or offer to take another credit card, the owner insisted the balance be wire-transferred or direct-deposited into their bank account.
I was scheduled for somewhat significant surgery when this happened, so I asked my husband to help resolve the situation. He was in another state at our business office, and had not been involved with the trip details (after all, it was supposed to be a surprise), but he agreed to complete the payment. To expedite the resolution, he suggested to Higgins Landing that he use one of his credit cards - but they denied his request. My husband is the Registered Principal and responsible for Compliance for a securities firm. Since he was aware this was a small family-owned resort outside the US, he felt their demand for a wire transfer or direct deposit was somewhat unusual. To be cautious, he insisted on using a credit card. They still refused.
Recovering from surgery, and still on medication, I spoke with the owner, but had the most insulting and rude conversation I have ever experienced. Once I understood what had happened (the deposit & balance being deducted almost simultaneously from my card), I apologized profusely, but she remained inflexible. Now, she refused to allow us to complete the payment in ANY manner! She accused us of trying to "dictate her hotel's policy" (because we had asked to use my husband's credit card), said she did not want "people like us" at her resort, called me a "despicable liar and a credit risk", and hung up on me.
By refusing to allow us to complete the payment, we were left with non-refundable airline tickets to Exuma, no place to stay (the owner said she "didn't care"), AND she kept the $2,070 deposit from my credit card, including a 15% pre-paid gratuity!
We have evidence our original dates were re-booked. Therefore, Higgins Landing has no legitimate reason to keep our deposit - yet almost 3 months later, it still has not been returned. What was a simple misunderstanding that should have been expeditiously resolved has become the most negative experience we have ever had in 30+ years of extensive travel.
We expect to recover our deposit with the assistance of the legal department of our credit card company, but will NEVER forget how we were treated by the owners of Higgins Landing, nor pass up the opportunity to tell others about it.
This review is the subjective opinion of a TripAdvisor member and not of TripAdvisor LLC